Why Do Bank Counters Need Fingerprint Chips That Can Detect Fakes?
Date:
2026-09-24

Number of visits:

2563

At banks, pressing a fingerprint has become an increasingly common step.

Large transfers, counter authorization, bank card issuance, safe deposit box opening—for these high-risk transactions, fingerprints are becoming the standard for identity verification. According to the Civil Code, a signature, a seal, or a fingerprint all carry equal legal effect. A counter fingerprint not only confirms "you are yourself," but also means "you know and you agree."

But there is a real problem: ordinary fingerprint chips cannot stop fake fingerprints.

Silicone fingerprint covers and conductive adhesive films costing just a few dozen yuan can easily fool traditional sensors that only read ridge patterns. Once someone's identity is used fraudulently, banks face compliance risks and financial losses, while customers face threats to their account security.

What the financial sector needs is not a fingerprint solution that can "read fingerprints," but one that can "detect authenticity."

Chipsailing's glass-based fingerprint chip is designed exactly for this. Using the light-transmitting property of glass, the chip integrates infrared life-sign detection technology. When a finger presses down, infrared light penetrates the epidermis and detects blood flow signals beneath the skin. Fake fingerprints made of silicone or gel have no such life signal, and the device rejects them immediately.

Upgrading from "recognizing patterns" to "recognizing life"—this is the core threshold for financial-grade fingerprint authentication.

Currently, Chipsailing's glass-based fingerprint chip has passed three major certifications from the Ministry of Public Security: liveness detection, algorithm evaluation, and fingerprint device certification. It has also obtained relevant FBI certification and Microsoft certification. With a press lifespan of 3 million cycles and a recognition rate of over 95% for dry/wet fingers and shallow fingerprints of the elderly, it withstands the high-frequency use at bank counters.

The product has been deployed in the counter equipment of several state-owned and joint-stock banks, covering core processes such as counter authorization and identity verification, and will gradually expand to more banking systems.

Financial security is no small matter. When fingerprints become the "final confirmation" of financial transactions, the chip must stand up to the test. Chipsailing uses glass-based technology to hold the bottom line for financial identity authentication.

For inquiries or partnership opportunities, please contact:
zhutingting@chipsailing.com


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